More Help with My Finances

In this section, find answers to common questions about finances and a list of additional resources to help you access affordable health care, free tax preparation, and much more. If you don’t find your question below, or you need additional resources, call 2-1-1 or visit www.211colorado.org.

ANSWERS TO COMMON FINANCIAL QUESTIONS
A bank told me I am on ChexSystems. What does this mean and how do I get a copy of my ChexSystems report?
I have no idea what my credit is like. Where can I get a copy of my credit report?
I think my identity has been stolen. Where can I find help with identity theft?
I am having trouble paying my bills; how can I reduce my debt?
I am worried I might need to declare bankruptcy; where can I go for help?
I have a mortgage and now I am worried about being foreclosed; who can I call?
I am a Mexican citizen and I don't have a Colorado driver's license. How do I get a Mexican Matricula card?
I have a question or dispute and need information about how to deal with a national bank.

ADDITIONAL RESOURCES
Free Tax Preparation
Working Families Credit Program
Discounted Transportation Passes
Affordable Health Coverage

 

A bank told me I am on ChexSystems. What does this mean and how do I get a copy of my ChexSystems report?

A copy of your ChexSystems report can help you understand why you have been denied opening a bank account. If you have been denied in the past 60 days because of ChexSystems, you can access your report online. Otherwise you can write to ChexSystems, Inc. to send you your report. Click here to access your report.

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I have no idea what my credit is like. Where can I get a copy of my credit report?

You are entitled to one free credit report from each of the three credit bureaus (Transunion, Experion, and Equifax) every year. You can request and view your report online. Click here to view your report.

The Federal Reserve Bank has published a pamphlet explaining your credit report, why your credit score is important, and how to use your report. Click here to view this tool.

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I think my identity has been stolen. Where can I find help with identity theft?

The Federal Trade Commission provides an entire Web site about identity theft, including how to prevent identity theft and how to recover your identity if it has been stolen. Click here to visit the Federal Trade Commission’s Web site “Fighting Back Against Identity Theft.”

The Federal Reserve Bank has also published a guide on “How to Establish, Use, and Protect your Credit.” Click here to view the guide.

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I am having trouble paying my bills; how can I reduce my debt?

In the Denver area, you can call mpowered, a nonprofit financial resource center that offers tools to help you set and achieve financial goals.  Click here to visit their website or call them at (303) 233-2773.

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I am worried I might need to declare bankruptcy; where can I go for help?

In the Denver area, you can call Community Credit Counseling Services, a nonprofit financial resource center that offers tools to help you set and achieve financial goals.  Click here to visit their website or call them at (303) 233-2773.
 

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I have a mortgage and now I am worried about being foreclosed; who can I call?

You are not alone. Call the Colorado Foreclosure Hotline: (877) 601-HOPE where your call will be answered by a homeownership counselor who can understand your situation and help with your next steps. You can also click here to visit their website.

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I am a Mexican citizen and I don’t have a Colorado driver’s license. How do I get a Mexican Matricula card?

To apply for a Matricula card from the Colorado Mexican Consulate office, you must make an appointment with the Consulate. Click here to access their website and learn about eligibility requirements and how to make an appointment. Or call (303) 331-1110.

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ADDITIONAL RESOURCES

Use this list of resources to get help reducing your everyday expenses, claim all of the credits and benefits you are owed, and start building assets for the future.

Free Tax Preparation

The Denver Asset Building Coalition (DABC) provides free high-quality tax return preparation for Denver area families with incomes less than $49,000. Free Tax Supersites are located throughout the Denver area. Click here to visit their website.

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Affordable Health Coverage

Get assistance finding low-cost health insurance for you and your children through Colorado Health Plan Plus (CHP+). Call (800) 359-1991 or click here to visit the CHP+ website.

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Help With A National Bank

The federal government provides help with questions or concerns about national banks at www.helpwithmybank.gov.

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Information about many other resources available can be found by dialing 2-1-1 from your phone or click here to visit the 2-1-1 website.

UPCOMING EVENTS

Stay tuned for more events coming soon!

Denver Housing Authority 2015 Homeownership Fair
Saturday, June 27th
From 10am to 2pm
Mulroy Opportunity Center
3550 West 13th Ave.
Denver CO 80204
Free and open to the public!


Free Personal Financial Coaching
Denver's new Financial Empowerment Centers provide free, one-on-one financial counseling in English and Spanish, by trained professionals to low-income residents.  The centers will provide help with managing debt, dealing with debt collectors, improving credit, and more!  To schedule your appointment call (720) 944-2498
 

2015 Partners:

Alpine Bank
ANB Bank
Bank of the West
Denver Community Credit Union
Guaranty Bank & Trust Company
KeyBank
Solera National Bank
TCF Bank
Wells Fargo